An EFT (exchange traded fund) is a collection of securities, shares of which are sold on exchange. They combine the features and benefits of stocks, mutual funds, and bonds. ETF shares are traded throughout the day at prices that are based on supply and demand. With ETFs, you receive trading flexibility, portfolio diversification, lower costs and tax efficiency.

A commodity market is a market that trades in the primary economic sector. Hard commodities popular for trading today are mined such as gold, silver & oil. It allows diversification & you invest in a variety of industries that can provide higher growth opportunities, should the demand increase. A balanced portfolio should have upto 20% of its funds invested in to Gold or Silver to act as a hedge against inflation & market volatility.

Gold bonds are a superior alternative to buying physical gold. They are denominated in grams of gold in which investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. Gold bonds are a safe form of investiment allowing investors to invest in gold without the strain of safekeeping the physical asset. The major benefit of a gold bond is a fixed interest rate every year over the maturity period making it a credit risk free form of investment. Gold bonds are transacted through an FCA (Financial Conduct Authority. ) regulated trustee.

Property investment bonds are a way for developers to raise funds from investors, with the main aim being to finance the initial stages of building development. The capital is provided in the form of a loan to the development company and is secured by a contract between the two parties. Property bonds also offer a fixed annual interest which also comes with the peace of mind of security and certification of the development being financed. This makes property bond an attractive investment scheme as the returns are significantly higher and they provide an opportunity for diversification to multi asset investors. Property bonds are transacted through an FCA ( Financial Conduct Authority ) regulated trustee.